General Refund Policy
Thank you for enrolling in the program which is owned and operated by M/S LEAP VISTA PTE. LTD. (Singapore UEN No. 201934272R) (“Leap Vista”) (“the Program”). Upon completing your registration for the Program, and either making the full payment of the Program fees or making a deposit payment (“the
Deposit”), you shall be deemed to have read and agreed to the following conditions: - 
“MONEY BACK GUARANTEE”

1.      At the end of the 1 st day of the Program, you shall be entitled to a “Money Back Guarantee” whereby you are able to withdraw from the Program, and receive a refund subject to the clauses in this General Refund Policy.

2.     In the event you wish to withdraw from the Program at the end of the 1st day, you shall inform Leap Vista of the same, and return any and all physical materials that have been issued to you by Leap Vista for the Program (“the Program Materials”).

3.     Any refund by Leap Vista shall be subject to an administrative fee of S$50.00 (“the Administrative Fee”).
Request for Refund Process

4.    Whilst the Program is not eligible for refund except for the situations as set out in this General Refund Policy, Leap Vista understands that there may extenuating circumstances whereby you  are unable to participate in the Program.

5.    If you are unable to participate in the Program, and would like to request for a voluntary refund, you shall notify Leap Vista in writing supported by any necessary and / or relevant documents evidencing your extenuating circumstances (“the Notice for Voluntary Refund”). Upon receiving the Notice for Voluntary Refund, Leap Vista shall have the sole discretion to determine as to whether to agree or deny the Request for Voluntary Refund (“the Determination”).
6.   Upon receiving the Notice for Voluntary Refund, and unless otherwise agreed in writing by Parties: -

      (1)     Leap Vista shall within five (5) working days notify you in writing of the outcome of the Determination (“Leap Vista’s Notice”).

      (2)    In the event that Leap Vista is agreeable to the Notice for Voluntary Refund as set out in Leap Vista’s Notice, you shall, within seven (7) working days of your receipt of Leap Vista’s Notice, return the Program Materials to Leap Vista by way of registered mail / courier that offers online tracking capability. For the avoidance of doubt, you shall be responsible for any and all costs and / or expenses arising out of and / or in connection with the return of the Program Materials as set out herein;

      (3)    Within five (5) working days of Leap Vista receiving the Program Materials, Leap Vista shall inform you of the refund amount and refund mode (“the Refund Amount”). For the avoidance of doubt, the Refund Amount shall be subject to the Administrative Fee (see [3] herein);

      (4)   Within 10 working days of informing you of the Refund Amount and mode of refund, Leap Vista shall commence the necessary process, including but not limited to bank transfer(s), to refund the Refund Amount to you, or to the person who has made payment for the Program upon presentation of satisfactory proof of such payment.
7.    In the event of any refund, and with a view of expediating and reducing any delay in the refund process, Leap Vista requests that you do not communicate your cancelation and / or refund to your relevant bank(s). Instead, Leap Vista shall make the necessary and / or relevant refund arrangements.

       Deposit and Program Fees

8.    In the event that you have paid the Deposit, the balance sum of the Program fees (i.e. less the Deposit) shall be due and payable within five (5) working days from the date of your Deposit payment. You shall be deemed to be fully enrolled with the Program with Leap Vista when we have received your Program fees in full.

       Cancellation Policies

9.    Leap Vista reserves the right to cancel the Program at any time by notifying you in writing, and you shall be entitled to a refund accordingly.

       Governing Law

10.  This General Refund Policy shall be governed by and construed in accordance with the laws of  the Republic of Singapore.
       Confidentiality

11.   Parties shall treat as strictly confidential, and shall not directly or indirectly disclose to any third party, any and all information received or obtained in relation to the subject matter as set out in the preceding clauses including but not limited to the negotiations arising out of and / or in connection with the clauses herein. This Clause shall not apply to the following situations: -

      (1)    Where any Party is required to make any disclosure required by law or court order of any competent jurisdiction or governmental body pursuant to rules to which such Party is subject to or make any disclosure to any professional adviser for the purposes of obtaining advice; and / or

      (2)   Where any information is available in the public domain otherwise than by a breach of the preceding Clause herein by any Party.

LEAP VISTA PRIVACY POLICY
Last modified: 01/29/2021
Introduction

"LEAP VISTA PTE LTD" is committed to lawful, fair, and transparent collection of your data. This policy governs data collection by us and our affiliates (collectively the “Company”) when you purchase or use our products, services, software, and website (collectively the “Services”). It was drafted to help you understand the types of information we collect from you, how we use it, as well as how we share, store and protect it.
If you do not agree with this policy, you should not use our Services. By accessing or using our Services, you agree to this policy, which may change from time to time to better reflect our practices and applicable laws. Your continued use after we make change(s) is deemed acceptance of those changes.
Children Under the Age of 13 

Our Services are not intended for minors (children under 13 years of age or equivalent depending on jurisdiction, (“Children”), and use of our Services by Children is strictly prohibited. We do not knowingly collect personally identifiable information from Children. If we learn we have collected or received personal information from Children without verification of parental consent, we will delete that information. If you believe we might have any information from or about Children, please contact us. 
Types of Information We Collect 
We collect information if you voluntarily provide it to us. For example, if you sign up for our Services, you might give us your name and email address. You might also give us data when you email us or give us feedback. In addition, you may submit information online through surveys, forms, portals, or other interactive activities on our website. details about transactions you carry out through our website. It is always your choice whether or not to provide personal data. Do not provide personal data unless you are authorized to do so.

We may collect the following information directly from you:
 -Information that may be personally identified, such as name, address, e-mail address, and other identifier by which you may be contacted online or offline ("personal information"); 

-Information that is about you but individually does not identify you; and/or

-Information about how you interact with our website, such as internet connection or the equipment you use to access the Services.

This policy does not apply to third-party sites that may link to, or be accessible from, our site. We do not control these third parties' tracking technologies or how they may be used. Your interactions with these sites are governed by the third parties’ applicable privacy statements. If you have any questions about these sites, you should contact the responsible provider directly.
 
 We may also collect information automatically:

 As you interact with our website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: details of your visits to our website and information about your computer and internet connection. The information we collect automatically does not include personal information.
 The technologies we use for this automatic data collection may include cookies. You may refuse to accept browser cookies by activating the appropriate setting on your browser, but if you do you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to us.

How We Use Your Information

We use information that we collect about you or that you provide to us, including personal information to present our Services to you; to provide you with information, products, or services that you request from us; to fulfill any other purpose for which you provide it; to provide you with notices about your account/ subscription, including expiration and renewal notices; to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; to comply with legal obligations; or for any other purpose with your consent.
 If you are an EU resident, we will collect and use your personal data only if we have one or more legal bases for doing so under the GDPR. This means we collect and use your personal data only where you have given your consent for one or more specific purposes; it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests; it is necessary to protect the vital interests of you or another natural person; or it is necessary to comply with a legal obligation. 

Who We Share Your Information With

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
 We may disclose personal information that we collect or you provide as described in this policy to our team members, agents, subsidiaries and affiliates who have a business need to know; to contractors, service providers, and other third parties we use to support our business; to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets; to fulfill the purpose for which you provide it; for any other purpose disclosed by us when you provide the information; and/or with your consent.
 We may also disclose your personal information: to comply with any court order, law, or legal process, including to respond to any government or regulatory request; and/or to enforce or apply our terms of use and other agreements, including for billing and collection purposes.
 If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others.

How We Protect Your Personal Information

We may store your personal data in any region or in any country where we or our service providers have facilities. We implement reasonable processes and adhere to best practices in order to protect your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the internet is not completely secure. We will do our best to protect your personal information, but we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website. We will store your personal data only until it is no longer needed to fulfill the purpose(s) for which it was collected or as required or permitted by law; at that point it will be anonymized, deleted, or isolated.

Accessing and Correcting Your Information

We may store your personal data in any region or in any country where we or our service providers have facilities. We implement reasonable processes and adhere to best practices in order to protect your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the internet is not completely secure. We will do our best to protect your personal information, but we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website. We will store your personal data only until it is no longer needed to fulfill the purpose(s) for which it was collected or as required or permitted by law; at that point it will be anonymized, deleted, or isolated.

How to Contact Us

To ask questions or comment about this privacy policy and our privacy practices, contact us at:
Leap Vista Pte Ltd
137 Cecil Street, Hengda Building, #09-01 Singapore, Singapore
Singapore, Singapore 069537
support@leapvista.com
+65 8157 0019
www.leapvista.com

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